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This guide calculates XM pip value from the contract size and the lot on the ticket. It sets Standard and Micro EURUSD amounts side by side, converts a USDJPY example at a stated rate, and keeps cashback and the five-minute affiliate rule off that price figure.
This article compares the account names on XM's current account menu: Standard and Ultra Low, the 1,000-unit micro lot, and Shares. It shows which plans put the dealing cost in the spread, when a costs paper names a commission on XM Zero, and how to scale a cashback rate to the lot you actually trade. Indian readers get the Alert List check before that pricing choice.
This article explains how XM overnight financing is timed, how the costs document assumed-rate USDJPY example works, and which weekday triples currencies versus indices. It also separates that charge from cashback and from India forex permission rules.
This article shows how to tell whether a separate commission applies, using the Zero-account rate in the costs paper and the company name on the client agreement. It walks through the USD notional formula, including the 3-lot USDJPY and 2-lot EURUSD examples, and separates that fee from spread, swap, and the dormant charge. It then shows where a rebate on this site changes net cost after the debit has already been taken.
Indian residents asking is XM allowed in India should start with RBI records, not a live website. The Alert List updated 19 November 2025 names XM and xm.com at item 33. Overseas licences do not create Indian authorisation, LRS cannot be used for overseas margin, and cashback does not change FEMA. This update keeps the live page on that verification path.
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